GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Yiren Digital Ltd (MEX:YRD N) » Definitions » Cyclically Adjusted Price-to-FCF

Yiren Digital (MEX:YRD N) Cyclically Adjusted Price-to-FCF : 13.23 (As of Jul. 04, 2025)


View and export this data going back to 2017. Start your Free Trial

What is Yiren Digital Cyclically Adjusted Price-to-FCF?

As of today (2025-07-04), Yiren Digital's current share price is MXN143.46. Yiren Digital's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 was MXN10.84. Yiren Digital's Cyclically Adjusted Price-to-FCF for today is 13.23.

The historical rank and industry rank for Yiren Digital's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

MEX:YRD N' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 10.25   Med: 13.32   Max: 15.32
Current: 11.7

During the past years, Yiren Digital's highest Cyclically Adjusted Price-to-FCF was 15.32. The lowest was 10.25. And the median was 13.32.

MEX:YRD N's Cyclically Adjusted Price-to-FCF is ranked worse than
57.14% of 112 companies
in the Credit Services industry
Industry Median: 8.55 vs MEX:YRD N: 11.70

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Yiren Digital's adjusted free cash flow per share data for the three months ended in Mar. 2025 was MXN15.532. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is MXN10.84 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Yiren Digital Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for Yiren Digital's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Yiren Digital Cyclically Adjusted Price-to-FCF Chart

Yiren Digital Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - - -

Yiren Digital Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.20 - - - 13.31

Competitive Comparison of Yiren Digital's Cyclically Adjusted Price-to-FCF

For the Credit Services subindustry, Yiren Digital's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yiren Digital's Cyclically Adjusted Price-to-FCF Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Yiren Digital's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Yiren Digital's Cyclically Adjusted Price-to-FCF falls into.


;
;

Yiren Digital Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

Yiren Digital's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=143.46/10.84
=13.23

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yiren Digital's Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Yiren Digital's adjusted Free Cash Flow per Share data for the three months ended in Mar. 2025 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=15.532/115.1156*115.1156
=15.532

Current CPI (Mar. 2025) = 115.1156.

Yiren Digital Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201506 4.434 99.500 5.130
201509 4.561 100.500 5.224
201512 8.830 100.600 10.104
201603 19.654 102.200 22.138
201606 18.830 101.400 21.377
201609 21.614 102.400 24.298
201612 41.221 102.600 46.249
201703 25.517 103.200 28.463
201706 23.313 103.100 26.030
201709 15.493 104.100 17.132
201712 -61.720 104.500 -67.990
201803 -25.298 105.300 -27.656
201806 -62.389 104.900 -68.465
201809 6.397 106.600 6.908
201812 -44.388 106.500 -47.979
201903 -20.398 107.700 -21.802
201906 1.085 107.700 1.160
201909 24.070 109.800 25.235
201912 2.536 111.200 2.625
202003 20.191 112.300 20.697
202006 -3.047 110.400 -3.177
202009 0.110 111.700 0.113
202012 -7.939 111.500 -8.196
202103 -5.272 112.662 -5.387
202106 -7.801 111.769 -8.035
202109 12.022 112.215 12.333
202112 7.074 113.108 7.200
202203 0.000 114.335 0.000
202206 0.000 114.558 0.000
202209 0.000 115.339 0.000
202212 0.000 115.116 0.000
202303 11.333 115.116 11.333
202306 0.000 114.558 0.000
202309 0.000 115.339 0.000
202312 0.000 114.781 0.000
202403 16.525 115.227 16.509
202406 0.000 114.781 0.000
202409 0.000 115.785 0.000
202412 0.000 114.893 0.000
202503 15.532 115.116 15.532

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Yiren Digital  (MEX:YRD N) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


Yiren Digital Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of Yiren Digital's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


Yiren Digital Business Description

Traded in Other Exchanges
Address
118 Jianguo Road, 28th Floor, China Merchants Bureau Building, Chaoyang District, Beijing, CHN, 100022
Yiren Digital Ltd is an AI-powered platform providing a comprehensive suite of financial and lifestyle services in China. Its mission is to elevate customers' financial well-being and enhance their quality of life by delivering digital financial services, tailor-made insurance solutions, and premium lifestyle services. The company supports clients at various growth stages, addressing financing needs arising from consumption and production activities, while aiming to augment the overall well-being and security of individuals, families, and businesses.

Yiren Digital Headlines

No Headlines